Justin Stearns

Fall is a season of change, and it's a great time to take a fresh look at how you're protecting what matters most. As the days grow shorter and the cooler weather settles in, we enjoy helping people feel prepared and confident about their insurance coverage. Whether that means reviewing Auto Insurance for changing road conditions, Homeowners Insurance to help protect your home as the seasons shift, or Life Insurance as part of planning for your family's future, we're here to help you understand your options and make informed decisions. We proudly work with individuals and families throughout Woodburn, OR, and nearby communities, offering coverage conversations that are clear, straightforward, and grounded in real life.

Our office has proudly served Woodburn and the surrounding area since 2007. Giving back locally has always been important to us, which is why we support area schools and non-profit organizations, serve as a member of the Woodburn Chamber of Commerce, and have been the North Marion Half Time Half Court Shot Sponsor since 2007. Staying involved locally helps us stay connected to the people and communities we work with every day. Before becoming an agent, I served as a member of the North Dakota Army National Guard from 1997 to 2005, including service during Operation Iraqi Freedom in 2003. I’m also a graduate of the University of Minnesota Moorhead, where I earned a BA in Finance. Over the years, we’ve qualified multiple times as a CC Qualifier, SVP Club of Distinction Qualifier, Ambassador Travel Qualifier, and Legion of Honor Qualifier, milestones that reflect long-term consistency and dedication in my work.

We assist customers with Auto, Home, Renters, Condo, Life, Business, and Pet Insurance, helping people in Woodburn, Hubbard, Gervais, Aurora, Molalla, and Mt Angel prepare for everyday risks, protect what they’ve worked hard for, and plan for life changes. We also help State Farm customers who are relocating to Oregon or Washington continue their coverage smoothly when making a move between states. Outside of the office, my main priority is being a husband and a dad to three great kids. Any free time I have is usually spent with my family, and that perspective carries into how I approach conversations with customers and neighbors.

If you’d like to connect, feel free to call, text, email, or stop by our office to visit with us about a personalized quote.\

Frequently Asked Questions (FAQs)

Q: What's an effective way to get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Justin's office works with Woodburn residents to find coverage that fits.

Q: How quickly can car insurance coverage start?

A: Car insurance coverage can often start the same day, depending on your situation. Connect with Justin's team for insurance guidance in Woodburn.

Q: What are the insurance requirements on a leased car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. In Woodburn, you can count on Justin for personalized service.

Q: What is renters insurance?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Justin is here to help your Woodburn household feel covered.

Q: Do you have to have home insurance?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Looking for coverage? Talk with Justin's team about your options in Woodburn.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Justin's team serves Woodburn, OR and is happy to help with your insurance needs.